{"id":4163,"date":"2022-04-04T18:09:55","date_gmt":"2022-04-04T16:09:55","guid":{"rendered":"https:\/\/affordablehousingactivation.org\/?post_type=tribe_events&#038;p=4163"},"modified":"2022-04-28T13:31:45","modified_gmt":"2022-04-28T11:31:45","slug":"4163","status":"publish","type":"exemplary_case","link":"https:\/\/affordablehousingactivation.org\/es\/casos-de-exito\/4163\/","title":{"rendered":"Horizonti Microcredit Foundation in North Macedonia\u00a0"},"content":{"rendered":"<p><b><span data-contrast=\"auto\">Description<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Their micro housing loans fund housing reconstruction, repairs and renovation.\u00a0 In addition, Horizonti provides free professional building advice in partnership with Habitat for Humanity North Macedonia.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Actors involved<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Microcredit Foundation HORIZONTI<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Habitat for Humanity<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">Scale<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Local<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">More information<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In 2011 Horizonti received the European Best Practices Award from the Foundation Giordano Dell\u2019Amore and the European Microfinance Network for its \u201cHousing Microfinance for Roma and marginalized people\u201d programme[1].\u00a0 This project was developed with financial support from the Council of Europe Development Bank.[2]\u00a0 The Roma Housing Fund offers loans ranging from EUR 500 to EUR 1,700 with a maximum repayment period of 30 months.\u00a0 The loans have been used for roof reconstruction, adding toilets, and running water, room additions, heating systems, insulation and replacing doors and windows.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">[1] European Microfinance Network, \u201cEuropean Code of Good Conduct for Microcredit Provision\u201d, EMN Note (December 2011). Available at <a href=\"https:\/\/www.european-microfinance.org\/publication\/housing-microfinance-roma-and-marginalized-groups\" target=\"_blank\" rel=\"noopener\">https:\/\/www.european-microfinance.org\/publication\/housing-microfinance-roma-and-marginalized-groups<\/a>.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">[2] For information on activities of the Council of Europe Development Bank for Roma, see <a href=\"https:\/\/coebank.org\/media\/documents\/Roma_Brochure.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/coebank.org\/media\/documents\/Roma_Brochure.pdf<\/a>.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/horizonti.org.mk\/en\/mikro-zaemi-za-domuvanje\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"auto\">https:\/\/horizonti.org.mk\/en\/mikro-zaemi-za-domuvanje\/<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6770\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/intro_housing2030-300x197.png\" alt=\"\" width=\"300\" height=\"197\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030-300x197.png 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030-600x394.png 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030.png 727w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n<p><a href=\"https:\/\/www.housing2030.org\" target=\"_blank\" rel=\"noopener\">https:\/\/www.housing2030.org<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>An initiative of:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6035\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-237x300.jpg\" alt=\"\" width=\"237\" height=\"300\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-237x300.jpg 237w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-473x600.jpg 473w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-600x760.jpg 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002.jpg 677w\" sizes=\"(max-width: 237px) 100vw, 237px\" title=\"\"><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6656\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_-300x58.png\" alt=\"\" width=\"300\" height=\"58\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_-300x58.png 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_.png 558w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6658\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-300x92.jpg\" alt=\"\" width=\"300\" height=\"92\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-300x92.jpg 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-768x236.jpg 768w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-600x184.jpg 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002.jpg 851w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Horizonti is a specialist microfinance provider in North Macedonia.  It was founded in 2000, currently has eight branch offices around the country and provides microfinance for agriculture, business and housing. <\/p>\n","protected":false},"featured_media":4164,"parent":0,"template":"","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"Tribe__Tickets_Plus__Commerce__WooCommerce__Main","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":[],"_tribe_ticket_has_attendee_info_fields":false},"barrera":[113,116],"acf":[],"_links":{"self":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/exemplary_case\/4163"}],"collection":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/exemplary_case"}],"about":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/types\/exemplary_case"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media\/4164"}],"wp:attachment":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media?parent=4163"}],"wp:term":[{"taxonomy":"barrera","embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/barrera?post=4163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}