{"id":4723,"date":"2022-04-06T09:12:27","date_gmt":"2022-04-06T07:12:27","guid":{"rendered":"https:\/\/affordablehousingactivation.org\/?post_type=tribe_events&#038;p=4723"},"modified":"2022-04-28T17:57:20","modified_gmt":"2022-04-28T15:57:20","slug":"national-housing-agency-of-albania","status":"publish","type":"exemplary_case","link":"https:\/\/affordablehousingactivation.org\/es\/casos-de-exito\/national-housing-agency-of-albania\/","title":{"rendered":"National Housing Agency of Albania"},"content":{"rendered":"<p><strong>Description\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">It is legally mandated to conduct the following tasks:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Financing and entering contracts for construction, completion, and sale of dwellings<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Conducting research and advising on housing and urban design<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sourcing finance to implement its mandate<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cooperating with municipalities to meet their obligations in the housing sector<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Providing low-cost housing and selling it with favourable conditions for families who need housing.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">NHA was established with the technical assistance of the United States Agency for International Development (USAID) and a World Bank loan to complete the construction of some 6,000 \u2013 7,000 apartments.\u00a0 These were started before 1990 and were left unfinished after the fall of the communist regime.\u00a0 NHA was initially established to manage this loan, the state budget for housing, and other sources of financing.\u00a0 However, in the years following its establishment, NHA accumulated funds from selling apartments to the beneficiaries and subsequently began to use these funds as a revolving fund.\u00a0 This enabled NHA to become self-funding and thereby financially independent from government from 2007 onwards.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">NHA now uses accumulated funds to provide new affordable housing and funds from selling this are then invested in new apartments.\u00a0 To start a new project, NHA signs an agreement with the mayor of a city.\u00a0 An agreement is signed only if the municipality assigns a plot of land to NHA.\u00a0\u00a0 In addition, the municipality may also be required to invest in the land-servicing infrastructure required to construct the dwellings, and to reduce related municipal taxes and fees.\u00a0 The selling price of dwellings reflects the cost of construction, including the price of the land and 4 per cent overhead costs, and of land servicing.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Purchasers of dwellings are selected by municipalities on the grounds of low income and ability to afford the dwelling purchase price.\u00a0 Purchasers can buy with a bank loan or repay NHA in instalments.\u00a0 Loans and repayment in instalment agreements generally have a term of 15-25 years and attract 3 per cent interest.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><strong>Scale<\/strong><\/p>\n<p><span data-contrast=\"auto\">National<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/ekb.gov.al\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"auto\">https:\/\/ekb.gov.al\/<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:-851,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6770\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/intro_housing2030-300x197.png\" alt=\"\" width=\"300\" height=\"197\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030-300x197.png 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030-600x394.png 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/intro_housing2030.png 727w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n<p><a href=\"https:\/\/www.housing2030.org\" target=\"_blank\" rel=\"noopener\">https:\/\/www.housing2030.org<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>An initiative of:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6035\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-237x300.jpg\" alt=\"\" width=\"237\" height=\"300\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-237x300.jpg 237w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-473x600.jpg 473w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002-600x760.jpg 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/Housing-Europe-Logo-002.jpg 677w\" sizes=\"(max-width: 237px) 100vw, 237px\" title=\"\"><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6656\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_-300x58.png\" alt=\"\" width=\"300\" height=\"58\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_-300x58.png 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNHABITAT.svg_.png 558w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-6658\" src=\"https:\/\/affordablehousingactivation.org\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-300x92.jpg\" alt=\"\" width=\"300\" height=\"92\" srcset=\"https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-300x92.jpg 300w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-768x236.jpg 768w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002-600x184.jpg 600w, https:\/\/affordablehousingactivation.org\/\/web\/app\/uploads\/2022\/04\/UNECE-logo-blue-english-002.jpg 851w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Housing Agency (NHA) of Albania was established in 1993 and is a state-owned enterprise.\u00a0<\/p>\n","protected":false},"featured_media":4731,"parent":0,"template":"","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"Tribe__Tickets_Plus__Commerce__WooCommerce__Main","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":[],"_tribe_ticket_has_attendee_info_fields":false},"barrera":[113,116,114,120],"acf":[],"_links":{"self":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/exemplary_case\/4723"}],"collection":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/exemplary_case"}],"about":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/types\/exemplary_case"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media\/4731"}],"wp:attachment":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media?parent=4723"}],"wp:term":[{"taxonomy":"barrera","embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/barrera?post=4723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}