{"id":6985,"date":"2022-04-28T19:51:44","date_gmt":"2022-04-28T17:51:44","guid":{"rendered":"https:\/\/affordablehousingactivation.org\/?post_type=tribe_events&#038;p=6985"},"modified":"2022-05-03T17:35:49","modified_gmt":"2022-05-03T15:35:49","slug":"identificacion-y-estimacion-de-calificaciones-energeticas-y-riesgos-fisicos-en-carteras-inmobiliarias","status":"publish","type":"tribe_events","link":"https:\/\/affordablehousingactivation.org\/es\/event\/identificacion-y-estimacion-de-calificaciones-energeticas-y-riesgos-fisicos-en-carteras-inmobiliarias\/","title":{"rendered":"Identificaci\u00f3n y Estimaci\u00f3n de Calificaciones Energ\u00e9ticas y Riesgos F\u00edsicos en carteras inmobiliarias"},"content":{"rendered":"<p><span data-contrast=\"auto\">Para afrontarlo cada Entidad Financiera debe ser capaz de identificar la calificaci\u00f3n energ\u00e9tica y los riesgos f\u00edsicos asociados a su cartera de inmuebles financiados.<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Se precisa por tanto de una herramienta capaz de:<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Aportar las certificaciones energ\u00e9ticas reales (4.5 millones).<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Realizar una estimaci\u00f3n solvente del resto (22 millones).<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Identificar los riesgos f\u00edsicos que afectan a los inmuebles (46 millones).<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Que otorgue cobertura suficiente frente a las expectativas del supervisor.<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">En 2021 las asociaciones de banca espa\u00f1olas eligen de forma un\u00e1nime la soluci\u00f3n aportada por ST para afrontar este reto, siendo la soluci\u00f3n adoptada por el sistema financiero espa\u00f1ol, reconocida por la Federaci\u00f3n Hipotecaria Europea como la m\u00e1s avanzada de la UE, contando para ello con la auditoria favorable de la consultora de primer nivel Mazars. En Espa\u00f1a 47 entidades ya han participado del proyecto.<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[560,1120,1680,2240,2800,3360,3920,4480,5040,5600,6160,6720],&quot;469777927&quot;:[0,0,0,0,0,0,0,0,0,0,0,0],&quot;469777928&quot;:[1,1,1,1,1,1,1,1,1,1,1,1]}\">\u00a0<\/span><\/p>\n<h2>Link Youtube:<\/h2>\n<p><a href=\"https:\/\/youtu.be\/3QUXMUszTWU\" target=\"_blank\" rel=\"noopener\">https:\/\/youtu.be\/3QUXMUszTWU<\/a><\/p>\n<p><iframe loading=\"lazy\" title=\"EEMI Bauhaus - Let&#039;s Greenstorm! 11th Edition\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/3QUXMUszTWU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La banca europea afronta en 2022 un gran reto: su primer test de stress sobre riesgos clim\u00e1ticos.\u00a0<\/p>\n","protected":false},"author":392,"featured_media":6986,"template":"","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"Tribe__Tickets_Plus__Commerce__WooCommerce__Main","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":[],"_tribe_ticket_has_attendee_info_fields":false,"_tribe_events_status":"","_tribe_events_status_reason":"","_tribe_events_is_hybrid":"","_tribe_events_is_virtual":"","_tribe_events_virtual_video_source":"","_tribe_events_virtual_embed_video":"","_tribe_events_virtual_linked_button_text":"","_tribe_events_virtual_linked_button":"","_tribe_events_virtual_show_embed_at":"","_tribe_events_virtual_show_embed_to":"","_tribe_events_virtual_show_on_event":"","_tribe_events_virtual_show_on_views":"","_tribe_events_virtual_url":""},"tags":[],"tribe_events_cat":[142],"barrera":[116,114],"acf":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tribe_events\/6985"}],"collection":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tribe_events"}],"about":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/types\/tribe_events"}],"author":[{"embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/users\/392"}],"version-history":[{"count":5,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tribe_events\/6985\/revisions"}],"predecessor-version":[{"id":7878,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tribe_events\/6985\/revisions\/7878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media\/6986"}],"wp:attachment":[{"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/media?parent=6985"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tags?post=6985"},{"taxonomy":"tribe_events_cat","embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/tribe_events_cat?post=6985"},{"taxonomy":"barrera","embeddable":true,"href":"https:\/\/affordablehousingactivation.org\/es\/wp-json\/wp\/v2\/barrera?post=6985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}