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Most social housing providers across the UNECE region operate according to legislation which defines their mission, realm of operations and business conduct. Austria has a well-defined “cost rent”, limited-profit housing association (LPHA) system.

Barcelona como agente del cambio. Urbanismo y vivienda social.

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In contrast to their decline in many countries, building societies (german: bausparkassen) have remained important to the housing finance needs of countries such as Germany and Austria, where they provide a very large share of residential mortgage loans.

Transformation of an Office Block into Housing

The Bond Issuing Cooperative for Limited Profit Housing (Emissionszentrale für gemeinnütziger Wohnbauträger/ Centrale d’émission pour la construction de logements – EGW/CCL) was jointly established in Switzerland in 1991 by the Government and the non-profit cooperative housing movement. 

CDC centralizes government-backed savings accounts called ‘Livret A’ and makes a proportion of these available to fund loans for social housing provision.  Livret A savings accounts are available in all French banks; they are popular because they offer an attractive interest rate, tax-free, and state guaranteed.  There are around 50 million such accounts in France, with a current deposit cap of EUR 22,950. At the end of 2020, French households had EUR 411 billion in savings in CDC-managed savings accounts. 

De los silos a la reforma sistémica: la estrategia del Sistema Nacional de Vivienda de Malta.

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Mortgage insurance plays a significant role in the Canadian housing market.  All national government-regulated financial institutions (and most financial institutions regulated by regional government) are legally required to purchase insurance for mortgages which exceed 80 per cent of the value of the dwelling being purchased. 

Efficient and qualified housing administration is a prerequisite for the modernization of the rapidly deteriorating housing stock in Central Asia.

La mayoría de las edificaciones del Ensanche de Carabanchel son bloques rodeados de espacios verdes de carácter privado. Sin embargo, en esta ocasión, el proyecto propone la construcción de un espacio público de alta calidad que fomente la interacción entre los vecinos y entre éstos y su entorno.